Loyal
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Your funds don't depend on Loyal

Your keys stay yours. Your account is a Squads smart account and your yield comes from Kamino, the same infrastructure that secures billions on Solana. Everything keeps working whether or not we do.

Open the wallet
Loyal browser extension wallet showing an account balance

What secures your funds

Most of what stands between you and your money is infrastructure that already secures billions on Solana.

Squads

Your account is a Squads V4 smart account. Open source, audited, and the most widely used smart account program on Solana.

Kamino

Yield comes from Kamino lending vaults, the same infrastructure Phantom and Anchorage route to.

Non-custodial

Loyal never holds your private keys and has no signing authority over your account.

Policy on-chain

Spending caps, token allowlists and approved programs are enforced by the Squads program, not by our servers.

No lock-in

Your smart account lives on the Squads program. Shielded balances sit in a Vault program with its own withdrawal path. Neither depends on our frontend, our API, or our permission. Any Solana client can reach them, including the CLI on your own machine.

What happens if Loyal disappears
Loyal SDK quick-start, showing the client libraries that talk to the on-chain programs

Verify it yourself

Everything is open source under AGPL-3.0. The wallet, the extension, the SDKs and the on-chain programs. Read the code, build it yourself, or fork the whole thing. State lives on-chain, so a fork stays compatible with everything else.

Private transfers

Live on Solana mainnet.97FzQdWi26mFNR21AbQNg4KqofiCLqQydQfAvRQMcXhV

Verification

Live on Solana mainnet.9yiphKYd4b69tR1ZPP8rNwtMeUwWgjYXaXdEzyNziNhz

Read every line at github.com/loyal-labs.

Track record

Numbers you can check rather than claims you have to take on faith.

Zero incidents

No loss of user funds since launch in October 2025.

Live assets under management

Updated in real time at stats.askloyal.com.

Quarterly transparency reports

Published every quarter since Q4 2025, with treasury addresses and balances. Read the latest.

On the record

Loyal discloses more than it has to, in places where the disclosure is checkable by someone other than us.

Blockworks B2 disclosure

One of 35 protocols with a complete B2 transparency disclosure, alongside Jupiter, dYdX and Morpho. Filed and current for H1 2026. Read the filing.

MetaDAO

The October 2025 ICO drew $75.9M in commitments against a $500K target, 151x oversubscribed. The treasury is governed by futarchy, not a founder wallet. See the raise.

Also featured by Solana Mobile and backed by Superteam.

Questions?
Answers.

Loyal is a self-custody Solana wallet that puts your money to work. Idle stablecoins earn the best available lending rate automatically, and every wallet is a Smart Account with policies and spending caps, so apps and agents can never move funds you didn't approve.

Deposit dollars and set how much goes to earning. Loyal routes that allocation to whichever reputable lending reserve currently pays the most and re-routes as rates move. The automation runs through an on-chain policy on your own smart account, so it never takes custody, and you can withdraw any time.

Start with the browser extension, web app, or mobile app, create a wallet, turn on earning, and approve only the permissions each app or agent needs.

Yes. You can keep multiple wallets under one smart account and separate balances, apps, agents, and permissions by workflow.

Connect through the Loyal extension or supported wallet flows, then set the exact signing, spending, and execution permissions for that app.

Smart Accounts are programmable wallets that can enforce rules before a transaction is signed or executed, such as limits, allowed destinations, and agent permissions.

You will be able to bring existing wallets into Loyal flows while keeping clear separation between imported keys and delegated smart-account permissions.

Normal onchain transfers expose addresses and amounts directly. Loyal private transfers are designed to keep transaction intent and balances shielded while still settling onchain.

Yes. Loyal runs in your browser, on the web, and on mobile, so the same account model follows you across devices.